EVERYTHING YOU NEED TO KNOW BEFORE YOU BUY A HOME
Buying a home is one of the most exciting milestones of your life. To prepare yourself for this moment, you need to know what to expect during the process. This step-by-step first time buyer’s guide created by your agent will help reduce the stress of buying a home and help you enjoy the journey as much as possible.
We'll set up a time to discuss the neighborhoods you’re considering and I'll help guide your search.
Based on your income and credit history, the mortgage broker will determine how much a bank will lend you, to help determine the price range for your search.
Now is the time to consider your ideal home’s location and amenities. You will attend viewings and open house.
Once you identify a home you like, you can put in an offer. The seller will likely return with a counter offer, which you can accept, reject, or make another counter offer. I will provide advice throughout.
Your attorney's job is vital to protecting your interests, and to review paperwork on your behalf.
You will select all desired inspections and determine the property condition within the agreed timeline and contingencies. You'll review disclosures and preliminary title report as well.
Organize an appraisal with your bank. Your completed mortgage application should be submitted to your chosen lender for the bank to then issue a loan approval
Confirm that no damage has been done to the home since the inspection and that major systems and appliances are in working order.
Documents are signed, payment is exchanged, and you receive the keys!
Congratulations! You're a homeowner.
After signing the final paperwork to complete the purchase, you are now the owner of a new house. It may take a few days for your loan to be funded once the paperwork has been returned to the lender, but once that check is delivered to the seller, you’ll be all set to move into the home of your dreams.
We build our business one relationship at a time and our philosophy is, IT’S ALL ABOUT YOU! This is your journey! We will work tirelessly on your behalf, our clients come first. Contact us today!